HEALTH & RETIREMENT
Personalized To Fit Your Needs
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
I inform seniors through my Medicare Educational Seminars that are found throughout Arizona, Nevada, and Utah. If you are turning 65 and need help navigating the Medicare maze, I am your go-to insurance broker. Along with my educational seminars, I also meet with my clients individually, either in person, phone call, or a zoom meeting, and we find the best Medicare insurance plan to fit your individual needs. My favorite part of the job is being an educator! Contact me today for a one-on-one consultation, or with questions about availability and scheduling for the Medicare seminars. See you soon!
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Under 65 Insurance Plans
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionally, some policies may pay a monthly cash benefit.
Financial products typically offered by insurance companies as a means of providing a steady income stream in retirement or for a specified period. They are contracts between an individual and an insurance company where the individual makes either a lump-sum payment or a series of payments in exchange for regular disbursements later on.
Long Term Care
Long-term care insurance is a type of insurance policy designed to help cover the costs associated with long-term care services. These services may include assistance with activities of daily living such as bathing, dressing, eating, toileting, transferring, and continence, as well as skilled nursing care and other types of care provided over an extended period.
Hospital indemnity insurance is a type of insurance coverage that provides financial protection against the costs associated with a hospital stay. It is designed to help policyholders pay for out-of-pocket expenses related to hospitalization that may not be covered by their primary health insurance plan.
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